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Use this Orlando Vacation Homes-Check Off List to MAXimize your dollars when purchasing your Orlando vacation home. Every step is important!


Do your own searches
 for your new home, but also let a realtor assist you with your search. A realtor will enhance your chances of finding the perfect Orlando vacation home for you.


Shop your loan. A small interest rate savings can result in a significant savings.  An example: You’re buying a $500,000 Orlando vacation home. A 1/4% savings on your $400K mortgage loan’s interest rate can save over $20,000 over the term of a 30 year loan.


When you make an offer on a home, start low and be prepared to justify your low offer. Remember your lender will have an appraisal done, and the appraisal will be based on comparable current sales. Don’t pay more than the current market.


Have a home inspection done on the Orlando vacation home that you are buying. If there are any defects requiring repairs, they will be revealed. Hopefully, the seller will agree to pay for them.


Shop for your homeowner’s insurance for your new home. You will be paying at least one year’s premium at your closing. Don’t just accept the insurance policy that your lender or the title company chooses. You may be able to find a better or comparable policy with a lower premium.


Perform a final walk-thru on your Orlando vacation home that you are purchasing as close to the closing as possible. This is imperative to ensure that all items included with the home are in the home, no damage has occurred and all appliances and equipment are operating properly.


At your closing (either remotely or in person) you will sign all of the sales documents including a settlement statement. You will have seen the settlement statement beforehand. The settlement statement will list all debits and credits with a bottom line number, which is the amount of money you have to “bring to the table” at closing. Make sure you understand and agree with all of the dollar amounts shown.


If you are going to be renting your Orlando vacation home, you will probably need the services of a property manager.  Upkeep (including preventive maintenance and cleanliness) and customer service are the duties of a property manager.  If these duties are done well, renters may not notice. If these duties are done poorly, the renters will notice, and the result will be unhappy guests and possible negative impact on future rentals.


Maximizing short term rental income
 requires maximum exposure on all of the major vacation rental websites like HomeAway/VRBO, Airbnb and FlipKey/TripAdvisor. You need to do an analysis of your options when choosing the best marketing program for your situation. You basically will have 3 options – 1) Do it yourself; 2) Have your property manager handle it; or 3) Hire a 3rd part to handle it. There are pros and cons with each option. You should explore all three.


The Pro Agent Group
 can assist you with each of the steps on the checkoff list. They can assist with your search and set up the showings of the vacation homes you have chosen from the searches, refer you to excellent vacation home lenders (if applicable), write and help negotiate the purchase contract, set up the home inspection, refer you to excellent insurance companies, do the final walk-thru, “be with you” with the closing scrutinizing the closing documents and the settlement statement for accuracy, refer you to an excellent property manager (if applicable) and coordinate your rental marketing plan (if applicable).

The Pro Agent Group – Professionalism and Integrity